How to Start an Adult Family Home

An adult family home offers an alternative for seniors who no longer want to live alone, but do not want to live in a nursing home. Residential home care offers seniors a degree of freedom, along with the security of 24-hour supervision in a small, safe environment. Adult homes typically offer assistance with day-to-day activities, including cooking, laundering, cleaning, specialty care, respite care and transportation.

Things You’ll Need :
– Business license
– Zoning approval
– Training
– CPR certification
– First Aid certification
– License
– Assistant
– Staff
– Beds
– Meal plan

Contact your state’s Department of Social and Health Services to learn the requirements for opening an adult family home.

Verify that your home is properly zoned to be an adult family home by contacting your zoning department.

Submit to the required training, which will include a general or basic training course and a food handling safety course. In the basic training course, you will learn how to protect the health and safety of your residents and caregivers, how to problem solve between team members and residents, and how to promote respect, privacy, independence, dignity and patient’s rights. If necessary, submit to an HIV/AIDS training course. Much of the training can be found online on your state’s DSHS site. Submit to specialty training if you plan to service residents with dementia, mental illness or developmental disabilities.

Obtain the necessary business licenses and permits such as CPR and First Aid certifications.

Purchase fire, theft, homeowners and liability insurance for your adult family home. If you will offer medical services, you may need to purchase malpractice insurance.

Get your home inspection-ready. Develop meal plans, transportation plans, admissions criteria and activities for your residents. Provide clean beds and amenities, as laid out by your DSHS office. At this time, apply for your home care license.

Hire a qualified assistant to act in your place in the event that you must leave the home. Hire compassionate, capable employees to cook, clean, transport and administer medications. Utilize a background screening company to thoroughly screen each employee. Submit your staff to the state-required training.

Market your adult care home by submitting it to your state’s DSHS website. Develop brochures to give to local hospitals and clinics and ask satisfied residents to act as referrals.

How to Finance a Multi Family Home

Financing a multifamily home is not much different than financing a single-family property. The guidelines that underwriters follow to qualify a borrower and make a loan decision may vary slightly, but the process is similar to any other single-family mortgage loan.

Multifamily homes are properties that contain two, three or four units, and most residential mortgage lenders offer financing for these types of properties. Larger properties with five or more units are considered commercial properties, which carry their own set of guidelines, and require specialized lenders who handle commercial-property financing.

Search the Internet to find a lender that can help you finance a multifamily property. Most residential mortgage lenders offer this type of financing, so the information is readily available. Some of the bigger names in the industry include Countrywide Home Loans, Bank of America, Wells Fargo and GMAC Mortgage.

Contact a few lenders to compare rates. Be sure to ask for a credit preapproval before you apply so you know what to expect. A credit preapproval not only determines if you are credit worthy, but it also gives you the amount of financing you may be eligible to receive. This is especially helpful if you haven’t found a property yet, as it gives you a price range in which to shop.

Ask the lender about any points or fees for credit reports, property appraisals, etc. These fees, combined with the interest rate, form the annual percentage rate or the true cost of the loan. Knowing the APR makes it easy to compare prices.

Apply for the mortgage loan. The lender you select can schedule a time to take your application and give you a list of things you’ll need to provide for the loan’s processing. You will need to provide proof of a clean credit history and steady income, as well as information about your assets.

Wait for a loan decision. Processing and underwriting for multifamily loans can range from a few days to a month or more depending on the company’s loan volume. If approved, the loan will be scheduled for closing, which is the final step of the mortgage origination process.

How to Convert a Multi-Family Home Into a Single Family Home

Many large houses have been converted to homes for more than one family. If you have bought a house that has been converted to multiple dwellings but want it just for one family, you can convert it back to its original state. The conversion is not just a matter of knocking down stud walls, however; you will need to have some experience in a range of construction skills.

Check with the local authorities to learn what permits you need to reduce the number of dwellings on your property. By converting multiple homes into one home, you are reducing the number of homes available in the area.

Draw up a plan of the house, and determine the use for each room. Decide how many bathrooms you need, and identify the location of the original kitchen. These plans will help you determine where utility services should be left in place. Consider having an architect draw up these plans for you.

Use whatever records of the home you have that depict its original form to help you determine where dividing walls have been added. A contractor or carpenter experienced in home building will be able to tell you which walls are structural and cannot be removed. Take down stud partition walls to open up rooms to their original size, and remove internal entrance doors and frames.

Remove the gas and water pipes that serve the added kitchens and bathrooms. You may need to remove the entire plumbing system and start again if the new layout if the house is drastically different. The same logic applies to the heating system if independent boilers have been installed for each dwelling. Make sure you hire qualified professionals to carry out this work.

Rewire the electricity supply to one fuse box control panel. It is important to have only one fuse box so that the electricity can be turned off from one location. Have a qualified electrician examine the wiring. You may need to rewire the whole house.

Redecorate the house to unify the interior style. Consider where walls have been removed as ceilings, floor coverings and skirting boards will all have to be replaced or repaired.

How to Nominate a Family for Extreme Makeover Home Edition

If you know a family who has suffered from major illness or tragedy and they live in what is basically a shack, then there is only one option. You need to nominate them for the TV’s Extreme Makeover: Home Edition. They’ve already been through so much and receiving a top of the line new house would make their lives so much easier. All you have to do is nominate them. Read on to learn more.

Things You’ll Need
– Computer
– Video camera
– VHS tape

Find a family that you think deserves and needs a new home. This may be a family you already know who has suffered a horrible tragedy or it may be a family you hear of through the newspaper or a story on the local news.

Print out the Extreme Home Makeover application and fill it out.

Make a video of the deserving family. Make sure to tell ABC why this particular family deserves to be chosen to receive a new home. If you don’t have a video camera and can’t make a video, send pictures and a short essay about the family.

How to Start a Child Care Center or Family Child Care Home

Since many families depend on two household incomes, child care centers are in demand. Typically, most provide child care services during normal business hours. Some centers only accept infants or toddlers while others accept ages up to 12 years. Some facilities offer short-term, long-term or drop-off services. Opening a new child care center can be profitable if a good business plan exists.

Research the child care business. Learn about state requirements for opening child care centers. State regulations can cover feeding schedules, teachers, aides, square footage per child and other necessities. Write a business plan that includes business research, market analysis and financial forecasting. Business-plan templates can be found online. Contact the Small Business Administration for start-up assistance. Decide what type of child care center you will open such as a home or facility center. Pick a business name.

Pick a location in a visible area. Arrange for a real estate agent to find properties that used to be day cares. Contact your zoning department about location regulations. Conduct market research to make sure your targeted area is ripe with potential customers. For example, an ideal area for a child care center would be near subdivisions and apartments.

Legalize your child care center with the appropriate business licenses. Register for state, local and federal tax identification numbers. Decide what your business legal structure will be such as a sole proprietorship or limited liability company. Contact the health department about securing a permit to serve food and drinks. Consult with the state day care commission about proper procedure to follow during feedings and nutrition. Take CPR and first-aid classes.

Contact distributors about medical supplies, day care equipment and kids’ social activity games. Pick suppliers with good customer service, product quality and delivery time. Research state and local laws about certain day care equipment needed. Purchase puzzles, games and toys. Ensure that all equipment is child-friendly. Set up a good accounting system. Hire and conduct background checks on prospective employees.

Fireproof your day care center if required by your state. Have an exit plan in place in case of emergency. Schedule an inspection by state health officials in advance of opening. Depending on the state, a child abuse prevention class can be required.

Market your new child care business. Post fliers on hospital bulletin boards, grocery stores and other public locations. Run advertisements in the newspaper, on television and on radio. Design a website with your day care information. Stage a grand opening.